Influence of FinTech Companies on Banking Landscape an Exploratory Study in Indian Context - Re-imagining Diffusion and Adoption of Information Technology and Systems: A Continuing Conversation Access content directly
Conference Papers Year : 2020

Influence of FinTech Companies on Banking Landscape an Exploratory Study in Indian Context

Parvathy Venkatachalam
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Abstract

Globally, there is a disruption in the financial sector due to the emergence of FinTech companies. The industry is changing in the way it functions. Hence, it is important to understand the changing landscape in the Indian context. The key players identified in the landscape are regulators, traditional banks, and FinTech companies. The objective of the study is to understand in Indian context 1) Role of key players in the changing landscape and 2) Influence of FinTech companies on the ecosystem. This study observes that there will be an emergence of the multi-dimensional relationship among the participants in the ecosystem and the scope of regulation will widen. This paper also observes that FinTech has a positive influence on meeting Sustainable Development Goals and the challenges of regulation considering this larger goal will vary based on the risk involved in business models and products, with technology playing a pivotal role.
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hal-03701791 , version 1 (22-06-2022)

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Parvathy Venkatachalam. Influence of FinTech Companies on Banking Landscape an Exploratory Study in Indian Context. International Working Conference on Transfer and Diffusion of IT (TDIT), Dec 2020, Tiruchirappalli, India. pp.523-528, ⟨10.1007/978-3-030-64849-7_46⟩. ⟨hal-03701791⟩
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